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Wealth Management

Analyze any 401(k) in minutes. Advise on 100% of client wealth, not just what you custody.

Advisors Can't Advise on Outside Accounts

Expected Impact
90%

reduction

Best Fit
RIA (Registered Investment Advisors)Wealth Management FirmsFamily OfficesHybrid Broker-Dealers

The Problem

Advisors receive 401(k) fund menus from clients via screenshots or PDFs and must manually research 15-30 individual tickers for performance, expense ratios, and asset class overlap. Because this process takes 1-2 hours per client and generates no direct management fees, advisors often skip this service, leaving 30-40% of a client's net worth unoptimized.

Revenue Impact

Missed opportunity to charge 'Assets Under Advisement' fees on external 401(k)s; increased churn risk due to lack of holistic service.

Cost Impact

Advisors wasting highly paid hours (1-2 hours per client) on data entry and Morningstar lookups.

Risk

Compliance risk if advice is given based on outdated or incorrect manual data entry; reputation risk of ignoring major asset buckets.

Plan Document Parser

AI Agent

Ingests messy client inputs (screenshots, PDFs) to identify available investment options and researches their current metrics.

What The AI Does

1

Extracts ticker symbols and fund names from images using Vision AI

2

Retrieves real-time data: Expense Ratios, Asset Class, Historical Performance

3

Identifies high-fee or underperforming funds

4

Standardizes data into a clean comparison matrix

Allocation Strategist

AI Agent

Applies the firm's investment philosophy to create a recommended portfolio from available plan options.

What The AI Does

1

Maps available funds to client's target asset allocation model

2

Optimizes for lowest expense ratio within each asset class

3

Calculates weighted portfolio metrics for the proposed mix

4

Drafts client-facing email explaining the rationale

Advisor Strategy Approval

Human Review

Financial advisor reviews the AI-proposed allocation to ensure it aligns with nuanced client context.

ACTION 1
Approve and Send Email
ACTION 2
Adjust Allocation Weights
ACTION 3
Change Risk Profile

Review Criteria

Fund selection aligns with client's specific tax or risk situation
Tone of the client communication is appropriate
No conflicts with other outside assets

Expected Impact

From manual data entry and basic lookup to strategic oversight and holistic advice.

Before:

Advisor receives a screenshot, types tickers into Morningstar, manually calculates weighted averages, and types an email recommendation.

After:

Advisor uploads the screenshot, AI identifies the best funds based on firm strategy, and drafts the recommendation email for approval.

Result:

90% reduction in analysis time per client (from 90 mins to ~5-10 mins)

Ready to Solve This Problem?

Let's discuss how we can implement this solution for your specific situation. We'll help you understand the process, timeline, and expected outcomes.